![]() The first technically saves you the most money in the long run, but the second could be the right choice if short-term wins increase your long-term motivation to funnel more money to your goal. (The tool offers both the “avalanche” method (attacking the highest interest rate debt first, then moving to the second-highest and so on) and the “snowball” method (focusing on the lowest balance first, then the second-lowest and so on). The aptly-named Unbury.Me is a free online tool that allows users to create an account, list all of their debt and map out a payment plan to suit their needs. Make an actionable payoff plan: Unbury.Me Here are some tech tools to help you reach your goal. ![]() The good news: You don't have to do it the old-fashioned way. If you’re one of the many resolving to get a handle on your debt in 2018, starting now could give you a significant head start. ![]()
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